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No-fault insurance is designed to simplify accident claims. Instead of pursuing the at-fault driver, each party files with their own insurance company for basic medical and property damage coverage. While this may reduce legal disputes, it also limits your ability to go after the person who caused the accident. That
If your vehicle’s been totaled, you’re likely staring at a check that feels too low and a decision that feels rushed. Should you accept the settlement—or walk away? This article helps you understand when rejecting a total loss offer is the smarter move, what red flags to look for, and
Not all total losses are created equal. If your car is badly damaged, the insurance company might declare it a total loss—but what that means can vary. The term “total loss” may sound final, but insurers split it into two categories: actual and constructive. In this article, you’ll learn the
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