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The 8 Most Financially Safe Cars in the U.S. for 2024

Looking for a new car that won’t break the bank? You’ve come to the right place. In today’s market, finding financially safe cars is crucial, especially for people dealing with high insurance premiums.

Our guide highlights the 8 most financially safe cars in the U.S. for 2024.

We’ll dive into prices, Kelley Blue Book ratings, stats, expert quotes, and lesser-known insights to help you make an informed decision that saves you money in the long run.

 

A collage featuring three financially safe cars driving in different outdoor settings: a blue Subaru Outback driving through a forest with camping gear on the roof, a blue Kia Telluride driving off-road kicking up dirt, and a silver Ford Escape towing a boat on a scenic road surrounded by trees.

 

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8 most financially safe cars in the U.S. for 2024 chart:

Vehicle Price Kelley Blue Book Rating
1. 2024 Kia Telluride $35,990 ⭐ 4.8
2. 2024 Subaru Outback $28,395 ⭐ 4.6
3. 2024 Mazda CX-5 $28,300 ⭐ 4.4
4. 2024 Ford Escape $28,000 ⭐ 4.0
5. 2024 Chevrolet Equinox $27,995 ⭐ 4.0
6. 2024 Honda Accord $26,520 ⭐ 4.8
7. 2024 Toyota Camry $25,845 ⭐ 4.8
8. 2024 Hyundai Sonata $25,700 ⭐ 4.4

 

8 most financially safe cars in the U.S. for 2024 list:

A blue 2024 Kia Telluride SUV driving off-road, kicking up dirt behind it.

1. Kia Telluride | $35,990
Rating:4.8

For 2024, the Kia Telluride has quickly become a favorite in the SUV market.

According to Autotrader, “The Telluride offers exceptional value with its high-quality interior and comprehensive safety features.”

Its robust warranty and advanced safety tech, such as blind-spot collision avoidance and rear cross-traffic alert, ensure that you get the best bang for your buck while staying safe on the road.

 

A blue 2024 Subaru Outback driving through a forested area with a roof rack loaded with camping gear.

2. Subaru Outback | $28,395
Rating:4.6

For those who love a bit of adventure, the Subaru Outback is a fantastic choice. The Outback’s all-wheel drive and high safety ratings make it a standout.

“Subaru’s EyeSight driver assist technology is one of the best in the industry,” says Car and Driver.

This technology includes pre-collision braking and lane-keeping assist, features that can significantly reduce insurance costs and out-of-pocket expenses in case of minor accidents.

 

A white 2024 Mazda CX-5 SUV driving on a city street, with an elegant building in the background.

3. Mazda CX-5 | $28,300
Rating:4.4

When you talk about style, safety, and affordability, you talk about the Mazda CX-5.

Consumer Reports praises the CX-5 for its “sharp handling, upscale interior, and strong safety scores.”

With features like blind-spot monitoring and rear cross-traffic alert, this SUV offers comprehensive safety without breaking the bank.

It’s a great option for those seeking a reliable family vehicle that’s easy on the wallet.

 

A silver 2024 Ford Escape SUV towing a boat on a scenic road surrounded by trees.

4. Ford Escape | $28,000
Rating:4.0

A compact SUV, the Ford Escape offers great value for money.

“The Escape’s reliability and advanced safety features make it a top pick for families,” according to J.D. Power.

With its high safety ratings and affordable insurance premiums, the Escape is perfect for those who want a versatile vehicle without hefty ownership costs.

 

A white 2024 Chevrolet Equinox parked near a waterfront with waves crashing in the background.

5. Chevrolet Equinox | $27,995
Rating:4.0

The Chevrolet Equinox is known for its comfort and safety.

MotorTrend notes that “the Equinox offers a smooth ride, a spacious interior, and excellent safety ratings.”

Its safety features, like automatic emergency braking and forward collision alert, contribute to its lower insurance costs, making it a financially sound choice for many drivers.

 

A red 2024 Honda Accord parked in a modern urban area with illuminated buildings in the background.

6. Honda Accord | $26,520
Rating:4.8

Being another staple in the realm of financially safe cars is the purpose of the Honda Accord.

As Edmunds notes, “The Accord offers a blend of performance, comfort, and economy that’s hard to beat.”

Its advanced safety features, like collision mitigation braking and adaptive cruise control, not only keep you safe but can also lead to lower insurance costs.

Plus, its fuel efficiency means fewer trips to the gas station.

 

A silver 2024 Toyota Camry parked on a white background, showcasing its sleek design.7. Toyota Camry | $25,845
Rating:4.8

The Toyota Camry has long been a favorite among drivers for its reliability and affordability.

According to Kelley Blue Book, “The Camry is known for its low maintenance costs and excellent resale value.”

This sedan consistently ranks high in safety tests, making it a top choice for those looking to save on insurance premiums.

Its financial appeal is further enhanced by the Insurance Institute for Highway Safety (IIHS), which awarded it top marks in all crashworthiness categories.

 

A white 2024 Hyundai Sonata driving on a city street, highlighting its rear design.

8. Hyundai Sonata | $25,700
Rating:4.4

The Hyundai Sonata stands out for its extensive warranty and robust safety features.

U.S. News & World Report highlights that “the Sonata’s suite of safety features, including automatic emergency braking and lane-keeping assist, make it an excellent choice for safety-conscious buyers.”

These features not only protect you on the road but also translate to lower insurance premiums, making the Sonata a financially wise choice.

 


Should you finally choose financially safe cars?

Choosing between financially safe cars involves more than just the sticker price; it’s about the long-term savings on maintenance, fuel, and especially insurance.

These eight cars not only offer peace of mind with their safety features but also help you keep more money in your pocket.

Whether you’re navigating insurance problems or simply looking for a reliable ride, these vehicles stand out as the best options for 2024.

So, which one of these financially safe cars will be your next choice?

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