Total Loss Field Appraisals

When disaster strikes—whether it’s a flood, wildfire, hurricane, or tornado—vehicles often become collateral damage. But when it comes to insurance claims, a total loss caused by a natural disaster isn’t handled quite the same as a regular accident. In this article, you’ll learn how insurers define total loss in disaster

When people hear “total loss,” they usually think of cars crushed in a collision. But theft can also lead to a total loss—even if the vehicle isn’t damaged. In this article, you’ll learn how insurance companies treat stolen vehicles, when they’re labeled a total loss, what your coverage needs to